Call reports 2017
ELBERFELD STATE BANK, THE — 2017
What ELBERFELD STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 85,781,000 | 83,608,000 | 82,988,000 | 84,407,000 |
| Total loans | 43,342,000 | 43,282,000 | 45,822,000 | 45,176,000 |
| Allowance for loan losses | 719,000 | 719,000 | 719,000 | 719,000 |
| Securities available for sale | 8,078,000 | 8,172,000 | 7,619,000 | 8,261,000 |
| Securities held to maturity | 14,390,000 | 15,929,000 | 15,880,000 | 14,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,742,000 | 74,523,000 | 73,728,000 | 75,209,000 |
| Interest-bearing deposits | 54,462,000 | 52,994,000 | 52,112,000 | 52,410,000 |
| Noninterest-bearing deposits | 22,280,000 | 21,529,000 | 21,616,000 | 22,799,000 |
| Equity capital | 8,419,000 | 8,510,000 | 8,645,000 | 8,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,393,000 | 2,131,000 | 2,856,000 |
| Interest expense | 76,000 | 153,000 | 232,000 | 314,000 |
| Net interest income | 579,000 | 1,240,000 | 1,899,000 | 2,542,000 |
| Noninterest income | 117,000 | 215,000 | 326,000 | 401,000 |
| Noninterest expense | 560,000 | 1,122,000 | 1,697,000 | 2,264,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 333,000 | 528,000 | 680,000 |
| Income tax | 30,000 | 82,000 | 132,000 | 266,000 |
| Net income | 106,000 | 251,000 | 396,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,369,000 | 8,455,000 | 8,601,000 | 8,559,000 |
| Total capital | 8,951,000 | 9,040,000 | 9,226,000 | 9,180,000 |
| Risk-weighted assets | 46,432,000 | 46,642,000 | 49,862,000 | 49,553,000 |