Call reports 2008
ELBERFELD STATE BANK, THE — 2008
What ELBERFELD STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 53,832,000 | 53,152,000 | 52,578,000 | 53,565,000 |
| Total loans | 30,593,000 | 30,918,000 | 30,864,000 | 29,540,000 |
| Allowance for loan losses | 423,000 | 410,000 | 407,000 | 418,000 |
| Securities available for sale | 11,088,000 | 10,967,000 | 12,062,000 | 13,337,000 |
| Securities held to maturity | 3,283,000 | 3,284,000 | 3,284,000 | 3,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,177,000 | 45,661,000 | 44,122,000 | 45,858,000 |
| Interest-bearing deposits | 37,124,000 | 36,599,000 | 36,199,000 | 37,322,000 |
| Noninterest-bearing deposits | 9,053,000 | 9,061,000 | 7,924,000 | 8,536,000 |
| Equity capital | 5,118,000 | 4,887,000 | 5,093,000 | 5,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,470,000 | 2,186,000 | 2,894,000 |
| Interest expense | 326,000 | 596,000 | 845,000 | 1,096,000 |
| Net interest income | 423,000 | 874,000 | 1,341,000 | 1,798,000 |
| Noninterest income | 128,000 | 220,000 | 346,000 | 355,000 |
| Noninterest expense | 421,000 | 852,000 | 1,282,000 | 1,654,000 |
| Provision for loan losses | 10,000 | 30,000 | 60,000 | 125,000 |
| Pretax income | 120,000 | 213,000 | 346,000 | 375,000 |
| Income tax | 33,000 | 51,000 | 87,000 | 104,000 |
| Net income | 87,000 | 162,000 | 259,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,026,000 | 5,003,000 | 5,100,000 | 5,027,000 |
| Total capital | 5,434,000 | 5,425,000 | 5,520,000 | 5,452,000 |
| Risk-weighted assets | 32,595,000 | 35,672,000 | 35,023,000 | 33,986,000 |
Machine access — free, no API key
Every figure shown here about ELBERFELD STATE BANK, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.