Call reports 2014
CAYUGA LAKE NATIONAL BANK — 2014
What CAYUGA LAKE NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 134,011,000 | 143,137,000 | 140,472,000 | 143,200,000 |
| Total loans | 66,878,000 | 66,905,000 | 67,073,000 | 68,856,000 |
| Allowance for loan losses | 365,000 | 368,000 | 358,000 | 358,000 |
| Securities available for sale | 20,739,000 | 21,016,000 | 20,600,000 | 20,840,000 |
| Securities held to maturity | 24,134,000 | 26,565,000 | 26,360,000 | 27,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,218,000 | 129,697,000 | 127,148,000 | 129,354,000 |
| Interest-bearing deposits | 97,049,000 | 105,501,000 | 104,805,000 | 104,441,000 |
| Noninterest-bearing deposits | 24,169,000 | 24,196,000 | 22,343,000 | 24,913,000 |
| Equity capital | 10,887,000 | 11,560,000 | 11,437,000 | 11,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,549,000 | 3,826,000 | 5,114,000 |
| Interest expense | 113,000 | 235,000 | 355,000 | 471,000 |
| Net interest income | 1,153,000 | 2,314,000 | 3,471,000 | 4,643,000 |
| Noninterest income | 66,000 | 136,000 | 222,000 | 329,000 |
| Noninterest expense | 770,000 | 1,508,000 | 2,323,000 | 3,183,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 439,000 | 932,000 | 1,354,000 | 1,781,000 |
| Income tax | 85,000 | 180,000 | 292,000 | 460,000 |
| Net income | 354,000 | 752,000 | 1,062,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,260,000 | 12,658,000 | 12,473,000 | 12,732,000 |
| Total capital | 12,681,000 | 13,082,000 | 12,887,000 | 13,146,000 |
| Risk-weighted assets | 64,193,000 | 65,953,000 | 64,826,000 | 66,186,000 |
Machine access — free, no API key
Every figure shown here about CAYUGA LAKE NATIONAL BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.