Call reports 2008
CAYUGA LAKE NATIONAL BANK — 2008
What CAYUGA LAKE NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 89,238,000 | 93,622,000 | 99,353,000 | 95,914,000 |
| Total loans | 48,746,000 | 50,116,000 | 50,781,000 | 51,666,000 |
| Allowance for loan losses | 346,000 | 345,000 | 347,000 | 385,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,420,000 | 28,074,000 | 28,959,000 | 32,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,909,000 | 82,168,000 | 87,986,000 | 84,218,000 |
| Interest-bearing deposits | 64,418,000 | 66,907,000 | 71,958,000 | 66,326,000 |
| Noninterest-bearing deposits | 13,491,000 | 15,261,000 | 16,028,000 | 17,892,000 |
| Equity capital | 10,525,000 | 10,716,000 | 10,624,000 | 10,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,420,000 | 3,640,000 | 4,876,000 |
| Interest expense | 404,000 | 756,000 | 1,089,000 | 1,400,000 |
| Net interest income | 811,000 | 1,664,000 | 2,551,000 | 3,476,000 |
| Noninterest income | 73,000 | 147,000 | 251,000 | 333,000 |
| Noninterest expense | 498,000 | 1,049,000 | 1,569,000 | 2,240,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 64,000 |
| Pretax income | 386,000 | 762,000 | 1,224,000 | 1,505,000 |
| Income tax | 75,000 | 165,000 | 286,000 | 390,000 |
| Net income | 311,000 | 597,000 | 938,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,525,000 | 10,811,000 | 10,719,000 | 10,896,000 |
| Total capital | 10,921,000 | 11,206,000 | 11,116,000 | 11,324,000 |
| Risk-weighted assets | 48,648,000 | 49,869,000 | 51,530,000 | 52,190,000 |
Machine access — free, no API key
Every figure shown here about CAYUGA LAKE NATIONAL BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.