Call reports 2006
CAYUGA LAKE NATIONAL BANK — 2006
What CAYUGA LAKE NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,259,000 | 79,397,000 | 85,425,000 | 86,008,000 |
| Total loans | 43,195,000 | 44,924,000 | 44,845,000 | 46,658,000 |
| Allowance for loan losses | 329,000 | 337,000 | 355,000 | 352,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,911,000 | 26,018,000 | 26,332,000 | 26,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,569,000 | 68,482,000 | 74,533,000 | 74,930,000 |
| Interest-bearing deposits | 57,745,000 | 55,114,000 | 60,190,000 | 60,878,000 |
| Noninterest-bearing deposits | 13,824,000 | 13,368,000 | 14,343,000 | 14,052,000 |
| Equity capital | 10,007,000 | 10,301,000 | 10,262,000 | 10,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,243,000 | 3,410,000 | 4,621,000 |
| Interest expense | 253,000 | 533,000 | 864,000 | 1,255,000 |
| Net interest income | 843,000 | 1,710,000 | 2,546,000 | 3,366,000 |
| Noninterest income | 59,000 | 126,000 | 219,000 | 304,000 |
| Noninterest expense | 499,000 | 1,036,000 | 1,524,000 | 2,146,000 |
| Provision for loan losses | 18,000 | 18,000 | 25,000 | 25,000 |
| Pretax income | 385,000 | 782,000 | 1,216,000 | 1,499,000 |
| Income tax | 90,000 | 193,000 | 295,000 | 400,000 |
| Net income | 295,000 | 589,000 | 921,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,007,000 | 10,301,000 | 10,262,000 | 10,440,000 |
| Total capital | 10,388,000 | 10,690,000 | 10,659,000 | 10,834,000 |
| Risk-weighted assets | 47,338,000 | 48,113,000 | 49,096,000 | 50,259,000 |
Machine access — free, no API key
Every figure shown here about CAYUGA LAKE NATIONAL BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.