Call reports 2015
SOUTHERN COMMERCE BANK, NATIONAL ASSOCIATION — 2015
What SOUTHERN COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 70,962,000 |
| Total loans | 27,760,000 |
| Allowance for loan losses | 1,102,000 |
| Securities available for sale | 12,004,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 44,982,000 |
| Interest-bearing deposits | 35,021,000 |
| Noninterest-bearing deposits | 9,961,000 |
| Equity capital | 25,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 491,000 |
| Interest expense | 42,000 |
| Net interest income | 449,000 |
| Noninterest income | 634,000 |
| Noninterest expense | 1,009,000 |
| Provision for loan losses | 0 |
| Pretax income | 74,000 |
| Income tax | 29,000 |
| Net income | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 15,498,000 |
| Total capital | 16,023,000 |
| Risk-weighted assets | 34,375,000 |