Call reports 2014
COLONIAL AMERICAN BANK — 2014
What COLONIAL AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 154,562,000 | 151,155,000 | 153,080,000 | 143,742,000 |
| Total loans | 114,536,000 | 129,380,000 | 129,274,000 | 127,145,000 |
| Allowance for loan losses | 1,526,000 | 1,606,000 | 1,576,000 | 1,577,000 |
| Securities available for sale | 18,479,000 | 13,336,000 | 13,011,000 | 7,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,954,000 | 133,338,000 | 134,135,000 | 129,486,000 |
| Interest-bearing deposits | 120,565,000 | 121,292,000 | 121,085,000 | 116,704,000 |
| Noninterest-bearing deposits | 12,389,000 | 12,046,000 | 13,050,000 | 12,782,000 |
| Equity capital | 9,772,000 | 9,031,000 | 9,256,000 | 9,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,558,000 | 3,912,000 | 5,530,000 |
| Interest expense | 270,000 | 552,000 | 835,000 | 1,112,000 |
| Net interest income | 941,000 | 2,006,000 | 3,077,000 | 4,418,000 |
| Noninterest income | 414,000 | 753,000 | 1,268,000 | 1,395,000 |
| Noninterest expense | 1,319,000 | 2,685,000 | 4,085,000 | 5,353,000 |
| Provision for loan losses | 15,000 | 1,008,000 | 1,008,000 | 1,008,000 |
| Pretax income | 23,000 | -927,000 | -741,000 | -530,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | -927,000 | -741,000 | -530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,153,000 | 9,260,000 | 9,490,000 | 9,712,000 |
| Total capital | 11,467,000 | 10,672,000 | 10,921,000 | 11,156,000 |
| Risk-weighted assets | 104,925,000 | 113,739,000 | 114,378,000 | 115,494,000 |