Call reports 2013
COLONIAL AMERICAN BANK — 2013
What COLONIAL AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 123,430,000 | 141,502,000 | 148,882,000 | 147,787,000 |
| Total loans | 71,572,000 | 96,434,000 | 104,595,000 | 111,103,000 |
| Allowance for loan losses | 1,234,000 | 1,546,000 | 1,410,000 | 1,512,000 |
| Securities available for sale | 37,264,000 | 34,116,000 | 32,577,000 | 28,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,582,000 | 119,546,000 | 128,284,000 | 131,479,000 |
| Interest-bearing deposits | 104,174,000 | 111,040,000 | 118,551,000 | 120,153,000 |
| Noninterest-bearing deposits | 7,408,000 | 8,506,000 | 9,733,000 | 11,326,000 |
| Equity capital | 11,378,000 | 10,446,000 | 9,930,000 | 9,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,881,000 | 3,044,000 | 4,253,000 |
| Interest expense | 266,000 | 512,000 | 771,000 | 1,042,000 |
| Net interest income | 653,000 | 1,369,000 | 2,273,000 | 3,211,000 |
| Noninterest income | 184,000 | 394,000 | 608,000 | 744,000 |
| Noninterest expense | 1,370,000 | 2,797,000 | 4,019,000 | 5,390,000 |
| Provision for loan losses | 35,000 | 345,000 | 413,000 | 513,000 |
| Pretax income | -278,000 | -770,000 | -882,000 | -1,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -278,000 | -770,000 | -882,000 | -1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,873,000 | 10,498,000 | 10,404,000 | 10,025,000 |
| Total capital | 11,851,000 | 11,726,000 | 11,749,000 | 11,402,000 |
| Risk-weighted assets | 78,005,000 | 97,958,000 | 107,596,000 | 110,045,000 |