Call reports 2011
COLONIAL AMERICAN BANK — 2011
What COLONIAL AMERICAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 19,850,000 | 37,183,000 | 38,678,000 | 44,048,000 |
| Total loans | 16,349,000 | 16,833,000 | 18,775,000 | 32,508,000 |
| Allowance for loan losses | 225,000 | 225,000 | 304,000 | 466,000 |
| Securities available for sale | 0 | 4,797,000 | 4,662,000 | 5,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,406,000 | 19,982,000 | 22,326,000 | 29,402,000 |
| Interest-bearing deposits | 17,466,000 | 18,510,000 | 21,529,000 | 28,097,000 |
| Noninterest-bearing deposits | 940,000 | 1,472,000 | 797,000 | 1,305,000 |
| Equity capital | 1,290,000 | 17,027,000 | 16,162,000 | 14,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 603,000 | 923,000 | 1,274,000 |
| Interest expense | 72,000 | 145,000 | 225,000 | 320,000 |
| Net interest income | 220,000 | 458,000 | 698,000 | 954,000 |
| Noninterest income | 6,000 | 13,000 | 17,000 | 25,000 |
| Noninterest expense | 374,000 | 1,407,000 | 2,553,000 | 4,077,000 |
| Provision for loan losses | 74,000 | 284,000 | 455,000 | 740,000 |
| Pretax income | -222,000 | -1,220,000 | -2,293,000 | -3,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -222,000 | -1,220,000 | -2,293,000 | -3,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,290,000 | 16,986,000 | 16,005,000 | 13,897,000 |
| Total capital | 1,493,000 | 17,211,000 | 16,309,000 | 14,311,000 |
| Risk-weighted assets | 16,183,000 | 21,055,000 | 25,263,000 | 33,077,000 |