Call reports 2024
LAWRENCE BANK — 2024
What LAWRENCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,110,718,000 | 1,068,903,000 | 1,597,861,000 | 1,561,779,000 |
| Total loans | 709,723,000 | 710,898,000 | 1,089,819,000 | 1,102,172,000 |
| Allowance for loan losses | 7,315,000 | 6,977,000 | 11,653,000 | 11,725,000 |
| Securities available for sale | 135,558,000 | 131,338,000 | 184,665,000 | 171,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 911,604,000 | 908,705,000 | 1,364,811,000 | 1,331,319,000 |
| Interest-bearing deposits | 710,824,000 | 718,718,000 | 1,122,203,000 | 1,091,597,000 |
| Noninterest-bearing deposits | 200,780,000 | 189,987,000 | 242,608,000 | 239,722,000 |
| Equity capital | 135,222,000 | 135,780,000 | 193,193,000 | 190,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,739,000 | 27,467,000 | 49,293,000 | 70,468,000 |
| Interest expense | 4,812,000 | 9,612,000 | 18,621,000 | 26,683,000 |
| Net interest income | 8,927,000 | 17,855,000 | 30,672,000 | 43,785,000 |
| Noninterest income | 1,542,000 | 3,191,000 | 5,078,000 | 5,477,000 |
| Noninterest expense | 8,647,000 | 17,662,000 | 30,267,000 | 40,973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,822,000 | 3,384,000 | 5,483,000 | 8,564,000 |
| Income tax | 115,000 | 215,000 | 349,000 | 835,000 |
| Net income | 1,708,000 | 3,170,000 | 5,130,000 | 7,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,327,000 | 87,555,000 | 143,865,000 | 144,923,000 |
| Total capital | 95,248,000 | 95,137,000 | 156,562,000 | 157,398,000 |
| Risk-weighted assets | 777,570,000 | 761,940,000 | 1,197,197,000 | 1,207,954,000 |