Call reports 2022
LAWRENCE BANK — 2022
What LAWRENCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,002,883,000 | 1,091,870,000 | 1,092,088,000 | 1,084,578,000 |
| Total loans | 631,402,000 | 636,808,000 | 649,645,000 | 690,134,000 |
| Allowance for loan losses | 6,810,000 | 6,886,000 | 6,838,000 | 6,700,000 |
| Securities available for sale | 74,122,000 | 109,962,000 | 144,733,000 | 152,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,511,000 | 946,522,000 | 948,009,000 | 935,846,000 |
| Interest-bearing deposits | 656,583,000 | 686,085,000 | 695,939,000 | 721,748,000 |
| Noninterest-bearing deposits | 207,928,000 | 260,437,000 | 252,070,000 | 214,098,000 |
| Equity capital | 133,440,000 | 132,474,000 | 130,557,000 | 135,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,675,000 | 16,474,000 | 26,799,000 | 39,713,000 |
| Interest expense | 331,000 | 710,000 | 1,216,000 | 2,327,000 |
| Net interest income | 7,344,000 | 15,764,000 | 25,583,000 | 37,386,000 |
| Noninterest income | 1,595,000 | 3,204,000 | 4,611,000 | 6,176,000 |
| Noninterest expense | 6,937,000 | 13,926,000 | 21,393,000 | 28,972,000 |
| Provision for loan losses | 0 | 73,000 | 73,000 | 73,000 |
| Pretax income | 2,002,000 | 4,969,000 | 8,745,000 | 14,534,000 |
| Income tax | 131,000 | 336,000 | 574,000 | 959,000 |
| Net income | 1,871,000 | 4,632,000 | 8,172,000 | 13,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,691,000 | 77,718,000 | 81,523,000 | 86,043,000 |
| Total capital | 81,501,000 | 84,604,000 | 88,361,000 | 92,743,000 |
| Risk-weighted assets | 709,973,000 | 736,578,000 | 746,506,000 | 787,593,000 |