Call report 2015Q4
LAWRENCE BANK — 2015Q4
The 22 measures LAWRENCE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 530,489,000 | USD | evidence → |
| Total loans | 426,089,000 | USD | evidence → |
| Allowance for loan losses | 3,850,000 | USD | evidence → |
| Securities available for sale | 27,667,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 402,804,000 | USD | evidence → |
| Interest-bearing deposits | 322,346,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,458,000 | USD | evidence → |
| Equity capital | 54,960,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,286,000 | USD | evidence → |
| Interest expense | 1,683,000 | USD | evidence → |
| Net interest income | 18,603,000 | USD | evidence → |
| Noninterest income | 25,333,000 | USD | evidence → |
| Noninterest expense | 30,424,000 | USD | evidence → |
| Provision for loan losses | 377,000 | USD | evidence → |
| Pretax income | 13,135,000 | USD | evidence → |
| Income tax | 861,000 | USD | evidence → |
| Net income | 12,274,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,608,000 | USD | evidence → |
| Total capital | 50,458,000 | USD | evidence → |
| Risk-weighted assets | 433,761,000 | USD | evidence → |