Call reports 2006
LAWRENCE BANK — 2006
What LAWRENCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 228,056,000 | 241,955,000 | 254,733,000 | 261,382,000 |
| Total loans | 175,881,000 | 188,714,000 | 200,838,000 | 208,371,000 |
| Allowance for loan losses | 1,970,000 | 2,113,000 | 2,228,000 | 2,478,000 |
| Securities available for sale | 30,528,000 | 30,722,000 | 31,295,000 | 29,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,120,000 | 210,322,000 | 221,162,000 | 230,619,000 |
| Interest-bearing deposits | 174,107,000 | 179,855,000 | 155,339,000 | 163,079,000 |
| Noninterest-bearing deposits | 26,013,000 | 30,467,000 | 65,823,000 | 67,540,000 |
| Equity capital | 18,601,000 | 18,325,000 | 19,618,000 | 20,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,656,000 | 7,700,000 | 12,206,000 | 16,958,000 |
| Interest expense | 1,121,000 | 2,442,000 | 4,096,000 | 5,937,000 |
| Net interest income | 2,535,000 | 5,258,000 | 8,110,000 | 11,021,000 |
| Noninterest income | 1,324,000 | 3,345,000 | 5,387,000 | 7,539,000 |
| Noninterest expense | 2,714,000 | 5,980,000 | 9,273,000 | 12,884,000 |
| Provision for loan losses | 171,000 | 343,000 | 514,000 | 811,000 |
| Pretax income | 974,000 | 2,280,000 | 3,710,000 | 4,868,000 |
| Income tax | 64,000 | 150,000 | 243,000 | 319,000 |
| Net income | 910,000 | 2,130,000 | 3,467,000 | 4,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,184,000 | 18,188,000 | 19,239,000 | 20,292,000 |
| Total capital | 20,154,000 | 20,301,000 | 21,467,000 | 22,770,000 |
| Risk-weighted assets | 180,814,000 | 195,116,000 | 205,608,000 | 214,192,000 |
Machine access — free, no API key
Every figure shown here about LAWRENCE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.