Call reports 2025
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2025
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,711,340,000 | 2,695,990,000 | 2,736,654,000 | 2,747,949,000 |
| Total loans | 1,817,865,000 | 1,837,741,000 | 1,915,284,000 | 1,912,001,000 |
| Allowance for loan losses | 20,017,000 | 19,975,000 | 20,218,000 | 20,168,000 |
| Securities available for sale | 314,806,000 | 319,279,000 | 302,326,000 | 296,607,000 |
| Securities held to maturity | 226,154,000 | 226,542,000 | 226,937,000 | 227,339,000 |
| Trading assets | 171,000 | 153,000 | 144,000 | 147,000 |
| Total deposits | 2,459,051,000 | 2,435,834,000 | 2,467,356,000 | 2,467,780,000 |
| Interest-bearing deposits | 1,893,871,000 | 1,871,820,000 | 1,922,854,000 | 1,906,374,000 |
| Noninterest-bearing deposits | 565,180,000 | 564,014,000 | 544,502,000 | 561,406,000 |
| Equity capital | 210,299,000 | 217,636,000 | 229,099,000 | 238,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 28,637,000 | 58,836,000 | 89,782,000 | 121,426,000 |
| Interest expense | 11,281,000 | 23,123,000 | 35,380,000 | 47,184,000 |
| Net interest income | 17,356,000 | 35,713,000 | 54,402,000 | 74,242,000 |
| Noninterest income | 5,527,000 | 10,447,000 | 15,281,000 | 20,205,000 |
| Noninterest expense | 14,043,000 | 28,200,000 | 42,394,000 | 56,867,000 |
| Provision for loan losses | 455,000 | 755,000 | 955,000 | 1,055,000 |
| Pretax income | 7,648,000 | 16,448,000 | 25,470,000 | 35,120,000 |
| Income tax | 1,193,000 | 2,644,000 | 3,983,000 | 5,347,000 |
| Net income | 6,455,000 | 13,804,000 | 21,487,000 | 29,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 241,889,000 | 247,971,000 | 253,380,000 | 259,217,000 |
| Total capital | 262,905,000 | 268,966,000 | 274,728,000 | 280,684,000 |
| Risk-weighted assets | 1,792,678,000 | 1,829,464,000 | 1,889,339,000 | 1,899,155,000 |
Machine access — free, no API key
Every figure shown here about FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.