Call reports 2024
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2024
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,468,910,000 | 2,500,656,000 | 2,615,836,000 | 2,584,488,000 |
| Total loans | 1,697,673,000 | 1,728,751,000 | 1,795,923,000 | 1,801,118,000 |
| Allowance for loan losses | 18,886,000 | 18,975,000 | 19,630,000 | 19,666,000 |
| Securities available for sale | 334,404,000 | 327,506,000 | 334,446,000 | 331,457,000 |
| Securities held to maturity | 224,612,000 | 224,989,000 | 225,374,000 | 225,764,000 |
| Trading assets | 210,000 | 216,000 | 135,000 | 209,000 |
| Total deposits | 2,217,985,000 | 2,170,998,000 | 2,344,279,000 | 2,342,458,000 |
| Interest-bearing deposits | 1,673,765,000 | 1,638,406,000 | 1,781,794,000 | 1,798,693,000 |
| Noninterest-bearing deposits | 544,220,000 | 532,592,000 | 562,485,000 | 543,765,000 |
| Equity capital | 189,936,000 | 194,121,000 | 205,781,000 | 202,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,928,000 | 52,249,000 | 79,940,000 | 108,322,000 |
| Interest expense | 10,688,000 | 21,618,000 | 33,492,000 | 45,186,000 |
| Net interest income | 15,240,000 | 30,631,000 | 46,448,000 | 63,136,000 |
| Noninterest income | 4,256,000 | 8,589,000 | 13,157,000 | 17,664,000 |
| Noninterest expense | 12,898,000 | 25,964,000 | 39,238,000 | 53,043,000 |
| Provision for loan losses | 125,000 | 400,000 | 1,075,000 | 1,325,000 |
| Pretax income | 6,473,000 | 12,766,000 | 19,067,000 | 26,292,000 |
| Income tax | 814,000 | 1,704,000 | 2,612,000 | 3,559,000 |
| Net income | 5,659,000 | 11,062,000 | 16,455,000 | 22,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,122,000 | 230,397,000 | 233,656,000 | 237,685,000 |
| Total capital | 246,776,000 | 250,406,000 | 254,455,000 | 258,436,000 |
| Risk-weighted assets | 1,685,993,000 | 1,715,154,000 | 1,757,513,000 | 1,757,453,000 |