Call reports 2023
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2023
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,443,110,000 | 2,441,318,000 | 2,476,814,000 | 2,503,009,000 |
| Total loans | 1,627,594,000 | 1,631,825,000 | 1,647,905,000 | 1,686,811,000 |
| Allowance for loan losses | 17,910,000 | 18,350,000 | 18,757,000 | 18,806,000 |
| Securities available for sale | 391,414,000 | 380,785,000 | 352,835,000 | 344,040,000 |
| Securities held to maturity | 223,112,000 | 223,479,000 | 223,853,000 | 224,233,000 |
| Trading assets | 154,000 | 203,000 | 269,000 | 171,000 |
| Total deposits | 2,144,177,000 | 2,153,294,000 | 2,153,416,000 | 2,160,417,000 |
| Interest-bearing deposits | 1,546,387,000 | 1,567,781,000 | 1,598,110,000 | 1,610,727,000 |
| Noninterest-bearing deposits | 597,790,000 | 585,513,000 | 555,306,000 | 549,690,000 |
| Equity capital | 175,102,000 | 176,774,000 | 164,215,000 | 187,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 22,635,000 | 45,899,000 | 69,821,000 | 94,858,000 |
| Interest expense | 5,317,000 | 12,819,000 | 21,862,000 | 31,810,000 |
| Net interest income | 17,318,000 | 33,080,000 | 47,959,000 | 63,048,000 |
| Noninterest income | 4,176,000 | 8,411,000 | 12,477,000 | 16,791,000 |
| Noninterest expense | 12,315,000 | 24,741,000 | 36,618,000 | 48,831,000 |
| Provision for loan losses | 180,000 | 855,000 | 1,380,000 | 1,491,000 |
| Pretax income | 8,998,000 | 15,894,000 | 22,437,000 | 23,049,000 |
| Income tax | 1,352,000 | 2,180,000 | 2,971,000 | 2,721,000 |
| Net income | 7,646,000 | 13,714,000 | 19,466,000 | 20,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,970,000 | 221,061,000 | 224,822,000 | 223,576,000 |
| Total capital | 236,088,000 | 240,569,000 | 244,567,000 | 243,200,000 |
| Risk-weighted assets | 1,622,978,000 | 1,642,121,000 | 1,664,670,000 | 1,678,772,000 |