Call reports 2022
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2022
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,420,862,000 | 2,414,974,000 | 2,435,667,000 | 2,378,265,000 |
| Total loans | 1,479,597,000 | 1,494,808,000 | 1,524,895,000 | 1,566,334,000 |
| Allowance for loan losses | 16,081,000 | 16,590,000 | 16,779,000 | 17,149,000 |
| Securities available for sale | 711,583,000 | 452,822,000 | 413,413,000 | 420,862,000 |
| Securities held to maturity | 0 | 222,011,000 | 222,374,000 | 222,744,000 |
| Trading assets | 17,000 | 111,000 | 213,000 | 213,000 |
| Total deposits | 2,210,410,000 | 2,218,245,000 | 2,253,974,000 | 2,167,547,000 |
| Interest-bearing deposits | 1,610,260,000 | 1,606,388,000 | 1,636,389,000 | 1,564,056,000 |
| Noninterest-bearing deposits | 600,150,000 | 611,857,000 | 617,585,000 | 603,491,000 |
| Equity capital | 175,055,000 | 162,245,000 | 146,045,000 | 162,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 18,620,000 | 38,002,000 | 58,427,000 | 79,988,000 |
| Interest expense | 893,000 | 1,817,000 | 3,447,000 | 6,419,000 |
| Net interest income | 17,727,000 | 36,185,000 | 54,980,000 | 73,569,000 |
| Noninterest income | 4,096,000 | 7,949,000 | 11,512,000 | 15,144,000 |
| Noninterest expense | 12,058,000 | 24,047,000 | 36,507,000 | 48,854,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,100,000 |
| Pretax income | 9,240,000 | 19,037,000 | 28,414,000 | 37,763,000 |
| Income tax | 1,257,000 | 2,813,000 | 4,110,000 | 5,926,000 |
| Net income | 7,983,000 | 16,224,000 | 24,304,000 | 31,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,089,000 | 201,804,000 | 207,054,000 | 212,604,000 |
| Total capital | 212,222,000 | 218,438,000 | 223,871,000 | 229,802,000 |
| Risk-weighted assets | 1,497,633,000 | 1,529,964,000 | 1,562,824,000 | 1,603,834,000 |