Call reports 2020
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2020
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,065,405,000 | 1,782,914,000 | 1,705,847,000 | 1,704,588,000 |
| Total loans | 747,199,000 | 1,142,230,000 | 1,151,710,000 | 1,150,043,000 |
| Allowance for loan losses | 10,017,000 | 11,671,000 | 12,884,000 | 14,202,000 |
| Securities available for sale | 203,984,000 | 293,073,000 | 340,310,000 | 392,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 920,446,000 | 1,434,376,000 | 1,517,681,000 | 1,509,762,000 |
| Interest-bearing deposits | 675,118,000 | 1,016,784,000 | 1,105,552,000 | 1,103,046,000 |
| Noninterest-bearing deposits | 245,328,000 | 417,592,000 | 412,129,000 | 406,716,000 |
| Equity capital | 111,331,000 | 156,823,000 | 161,321,000 | 166,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,148,000 | 22,729,000 | 36,879,000 | 51,177,000 |
| Interest expense | 1,706,000 | 3,138,000 | 4,303,000 | 5,319,000 |
| Net interest income | 8,442,000 | 19,591,000 | 32,576,000 | 45,858,000 |
| Noninterest income | 2,240,000 | 4,612,000 | 8,478,000 | 12,647,000 |
| Noninterest expense | 6,553,000 | 16,761,000 | 25,795,000 | 35,309,000 |
| Provision for loan losses | 300,000 | 2,200,000 | 3,700,000 | 5,250,000 |
| Pretax income | 3,829,000 | 5,242,000 | 11,559,000 | 18,061,000 |
| Income tax | 660,000 | 879,000 | 1,915,000 | 2,749,000 |
| Net income | 3,169,000 | 4,363,000 | 9,644,000 | 15,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,272,000 | 140,655,000 | 144,624,000 | 148,879,000 |
| Total capital | 113,314,000 | 152,396,000 | 156,596,000 | 161,145,000 |
| Risk-weighted assets | 722,320,000 | 962,613,000 | 956,809,000 | 979,270,000 |