Call reports 2019
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2019
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 965,148,000 | 999,962,000 | 1,014,480,000 | 1,013,614,000 |
| Total loans | 714,722,000 | 736,489,000 | 750,967,000 | 755,478,000 |
| Allowance for loan losses | 9,522,000 | 9,495,000 | 9,441,000 | 9,747,000 |
| Securities available for sale | 182,496,000 | 189,899,000 | 189,247,000 | 185,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 825,613,000 | 839,961,000 | 852,625,000 | 835,799,000 |
| Interest-bearing deposits | 594,675,000 | 623,405,000 | 647,012,000 | 643,469,000 |
| Noninterest-bearing deposits | 230,938,000 | 216,556,000 | 205,613,000 | 192,330,000 |
| Equity capital | 97,688,000 | 101,404,000 | 104,739,000 | 107,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,935,000 | 19,800,000 | 30,125,000 | 40,323,000 |
| Interest expense | 1,747,000 | 3,613,000 | 5,623,000 | 7,564,000 |
| Net interest income | 8,188,000 | 16,187,000 | 24,502,000 | 32,759,000 |
| Noninterest income | 2,100,000 | 4,364,000 | 6,580,000 | 8,833,000 |
| Noninterest expense | 6,265,000 | 12,360,000 | 18,664,000 | 25,021,000 |
| Provision for loan losses | 255,000 | 510,000 | 830,000 | 1,085,000 |
| Pretax income | 3,764,000 | 7,677,000 | 11,582,000 | 15,500,000 |
| Income tax | 639,000 | 1,303,000 | 1,963,000 | 2,624,000 |
| Net income | 3,125,000 | 6,374,000 | 9,619,000 | 12,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,583,000 | 98,841,000 | 101,095,000 | 103,304,000 |
| Total capital | 105,230,000 | 107,827,000 | 109,939,000 | 112,189,000 |
| Risk-weighted assets | 690,828,000 | 718,291,000 | 706,845,000 | 709,885,000 |