Call reports 2018
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2018
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 897,421,000 | 923,341,000 | 949,052,000 | 983,134,000 |
| Total loans | 643,452,000 | 687,742,000 | 705,709,000 | 723,539,000 |
| Allowance for loan losses | 9,408,000 | 9,527,000 | 9,944,000 | 9,747,000 |
| Securities available for sale | 165,256,000 | 164,403,000 | 171,451,000 | 182,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 775,821,000 | 779,176,000 | 780,297,000 | 770,415,000 |
| Interest-bearing deposits | 568,562,000 | 565,894,000 | 572,473,000 | 575,452,000 |
| Noninterest-bearing deposits | 207,259,000 | 213,282,000 | 207,824,000 | 194,963,000 |
| Equity capital | 86,934,000 | 88,260,000 | 89,171,000 | 93,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,309,000 | 16,974,000 | 26,138,000 | 35,898,000 |
| Interest expense | 884,000 | 1,896,000 | 3,213,000 | 4,879,000 |
| Net interest income | 7,425,000 | 15,078,000 | 22,925,000 | 31,019,000 |
| Noninterest income | 2,088,000 | 4,174,000 | 6,218,000 | 8,252,000 |
| Noninterest expense | 5,704,000 | 11,491,000 | 17,336,000 | 23,481,000 |
| Provision for loan losses | 300,000 | 725,000 | 1,125,000 | 1,450,000 |
| Pretax income | 3,515,000 | 7,042,000 | 10,692,000 | 14,350,000 |
| Income tax | 584,000 | 1,173,000 | 1,745,000 | 2,353,000 |
| Net income | 2,931,000 | 5,869,000 | 8,947,000 | 11,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,304,000 | 89,334,000 | 91,505,000 | 94,555,000 |
| Total capital | 95,199,000 | 97,635,000 | 100,006,000 | 103,313,000 |
| Risk-weighted assets | 630,056,000 | 662,824,000 | 678,577,000 | 699,623,000 |