Call reports 2017
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2017
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 854,303,000 | 857,124,000 | 879,797,000 | 864,532,000 |
| Total loans | 623,842,000 | 638,401,000 | 636,833,000 | 640,869,000 |
| Allowance for loan losses | 9,548,000 | 9,406,000 | 9,356,000 | 9,193,000 |
| Securities available for sale | 153,527,000 | 152,687,000 | 151,220,000 | 156,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 734,185,000 | 707,742,000 | 749,533,000 | 730,350,000 |
| Interest-bearing deposits | 543,445,000 | 532,526,000 | 562,719,000 | 551,515,000 |
| Noninterest-bearing deposits | 190,740,000 | 175,216,000 | 186,814,000 | 178,835,000 |
| Equity capital | 81,550,000 | 83,637,000 | 85,205,000 | 86,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,580,000 | 15,605,000 | 23,728,000 | 31,770,000 |
| Interest expense | 688,000 | 1,475,000 | 2,356,000 | 3,223,000 |
| Net interest income | 6,892,000 | 14,130,000 | 21,372,000 | 28,547,000 |
| Noninterest income | 1,841,000 | 3,665,000 | 5,649,000 | 7,499,000 |
| Noninterest expense | 5,494,000 | 11,051,000 | 16,792,000 | 23,456,000 |
| Provision for loan losses | 325,000 | 550,000 | 925,000 | 1,450,000 |
| Pretax income | 2,914,000 | 6,194,000 | 9,304,000 | 10,993,000 |
| Income tax | 761,000 | 1,623,000 | 2,426,000 | 1,735,000 |
| Net income | 2,153,000 | 4,571,000 | 6,878,000 | 9,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,207,000 | 81,855,000 | 83,392,000 | 85,281,000 |
| Total capital | 87,848,000 | 89,620,000 | 91,152,000 | 93,130,000 |
| Risk-weighted assets | 609,279,000 | 619,435,000 | 619,182,000 | 626,529,000 |