Call reports 2016
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2016
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 764,242,000 | 756,949,000 | 771,114,000 | 794,650,000 |
| Total loans | 558,017,000 | 563,386,000 | 574,635,000 | 601,083,000 |
| Allowance for loan losses | 9,384,000 | 9,207,000 | 9,196,000 | 9,364,000 |
| Securities available for sale | 128,139,000 | 129,218,000 | 128,213,000 | 129,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,196,000 | 663,556,000 | 672,048,000 | 703,600,000 |
| Interest-bearing deposits | 510,553,000 | 505,524,000 | 511,678,000 | 492,306,000 |
| Noninterest-bearing deposits | 157,643,000 | 158,032,000 | 160,370,000 | 211,294,000 |
| Equity capital | 77,680,000 | 79,835,000 | 81,020,000 | 80,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,907,000 | 13,909,000 | 21,105,000 | 28,333,000 |
| Interest expense | 598,000 | 1,172,000 | 1,757,000 | 2,358,000 |
| Net interest income | 6,309,000 | 12,737,000 | 19,348,000 | 25,975,000 |
| Noninterest income | 1,466,000 | 3,192,000 | 4,946,000 | 6,881,000 |
| Noninterest expense | 5,107,000 | 10,160,000 | 15,318,000 | 20,535,000 |
| Provision for loan losses | 150,000 | 425,000 | 650,000 | 1,025,000 |
| Pretax income | 2,518,000 | 5,353,000 | 8,335,000 | 11,305,000 |
| Income tax | 662,000 | 1,412,000 | 2,248,000 | 3,056,000 |
| Net income | 1,856,000 | 3,941,000 | 6,087,000 | 8,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,934,000 | 76,303,000 | 77,733,000 | 79,033,000 |
| Total capital | 81,747,000 | 83,193,000 | 84,695,000 | 86,332,000 |
| Risk-weighted assets | 542,367,000 | 548,795,000 | 554,637,000 | 581,722,000 |