Call reports 2015
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2015
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 702,174,000 | 718,128,000 | 729,070,000 | 730,275,000 |
| Total loans | 521,656,000 | 541,530,000 | 544,269,000 | 558,361,000 |
| Allowance for loan losses | 9,208,000 | 9,259,000 | 9,149,000 | 9,527,000 |
| Securities available for sale | 125,918,000 | 121,258,000 | 126,254,000 | 124,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,913,000 | 607,047,000 | 643,098,000 | 620,865,000 |
| Interest-bearing deposits | 467,896,000 | 469,204,000 | 492,289,000 | 477,901,000 |
| Noninterest-bearing deposits | 134,017,000 | 137,843,000 | 150,809,000 | 142,964,000 |
| Equity capital | 72,938,000 | 73,150,000 | 75,125,000 | 75,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,476,000 | 13,131,000 | 20,002,000 | 26,804,000 |
| Interest expense | 698,000 | 1,344,000 | 1,924,000 | 2,530,000 |
| Net interest income | 5,778,000 | 11,787,000 | 18,078,000 | 24,274,000 |
| Noninterest income | 1,472,000 | 3,008,000 | 4,689,000 | 6,358,000 |
| Noninterest expense | 4,742,000 | 10,308,000 | 15,365,000 | 20,125,000 |
| Provision for loan losses | 150,000 | 300,000 | 500,000 | 1,075,000 |
| Pretax income | 2,360,000 | 4,205,000 | 6,928,000 | 9,512,000 |
| Income tax | 615,000 | 606,000 | 1,330,000 | 2,009,000 |
| Net income | 1,745,000 | 3,599,000 | 5,598,000 | 7,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,218,000 | 71,410,000 | 72,746,000 | 73,744,000 |
| Total capital | 76,600,000 | 78,016,000 | 79,384,000 | 80,546,000 |
| Risk-weighted assets | 507,662,000 | 525,762,000 | 528,391,000 | 541,325,000 |