Call reports 2005
FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2005
What FIDELITY DEPOSIT AND DISCOUNT BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 538,678,000 | 532,947,000 | 535,345,000 | 543,761,000 |
| Total loans | 383,922,000 | 388,271,000 | 394,305,000 | 409,600,000 |
| Allowance for loan losses | 6,001,000 | 5,873,000 | 6,035,000 | 5,985,000 |
| Securities available for sale | 107,353,000 | 107,520,000 | 104,077,000 | 95,248,000 |
| Securities held to maturity | 2,890,000 | 2,704,000 | 2,224,000 | 1,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,027,000 | 369,181,000 | 369,418,000 | 379,507,000 |
| Interest-bearing deposits | 356,903,000 | 347,014,000 | 344,959,000 | 351,554,000 |
| Noninterest-bearing deposits | 23,124,000 | 22,167,000 | 24,459,000 | 27,953,000 |
| Equity capital | 45,849,000 | 47,731,000 | 48,044,000 | 48,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,102,000 | 14,318,000 | 21,776,000 | 29,513,000 |
| Interest expense | 2,699,000 | 5,483,000 | 8,445,000 | 11,721,000 |
| Net interest income | 4,403,000 | 8,835,000 | 13,331,000 | 17,792,000 |
| Noninterest income | 600,000 | 1,585,000 | 2,657,000 | 3,565,000 |
| Noninterest expense | 3,518,000 | 7,053,000 | 10,593,000 | 14,350,000 |
| Provision for loan losses | 80,000 | 380,000 | 680,000 | 830,000 |
| Pretax income | 1,405,000 | 2,990,000 | 4,718,000 | 6,182,000 |
| Income tax | 368,000 | 783,000 | 1,199,000 | 1,511,000 |
| Net income | 1,037,000 | 2,207,000 | 3,519,000 | 4,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,926,000 | 47,800,000 | 48,826,000 | 49,695,000 |
| Total capital | 51,476,000 | 52,686,000 | 53,796,000 | 54,917,000 |
| Risk-weighted assets | 361,994,000 | 389,354,000 | 396,121,000 | 416,539,000 |
Machine access — free, no API key
Every figure shown here about FIDELITY DEPOSIT AND DISCOUNT BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.