Call reports 2018
COMMUNITY BANK AND TRUST OF FLORIDA — 2018
What COMMUNITY BANK AND TRUST OF FLORIDA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 701,943,000 | 706,234,000 | 702,284,000 | 738,946,000 |
| Total loans | 290,018,000 | 281,136,000 | 295,939,000 | 306,203,000 |
| Allowance for loan losses | 4,226,000 | 5,073,000 | 3,905,000 | 3,954,000 |
| Securities available for sale | 334,031,000 | 347,439,000 | 337,921,000 | 333,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,228,000 | 646,478,000 | 635,236,000 | 673,575,000 |
| Interest-bearing deposits | 426,913,000 | 423,242,000 | 409,293,000 | 419,714,000 |
| Noninterest-bearing deposits | 214,315,000 | 223,236,000 | 225,943,000 | 253,861,000 |
| Equity capital | 57,757,000 | 56,973,000 | 57,793,000 | 62,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,668,000 | 11,537,000 | 17,493,000 | 23,781,000 |
| Interest expense | 500,000 | 1,097,000 | 1,771,000 | 2,571,000 |
| Net interest income | 5,168,000 | 10,440,000 | 15,722,000 | 21,210,000 |
| Noninterest income | 1,293,000 | 2,543,000 | 3,951,000 | 5,391,000 |
| Noninterest expense | 4,380,000 | 8,872,000 | 13,590,000 | 18,207,000 |
| Provision for loan losses | 0 | 0 | -1,350,000 | -1,350,000 |
| Pretax income | 2,092,000 | 4,122,000 | 7,444,000 | 9,755,000 |
| Income tax | 381,000 | 761,000 | 1,467,000 | 1,918,000 |
| Net income | 1,711,000 | 3,361,000 | 5,977,000 | 7,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,355,000 | 62,155,000 | 64,273,000 | 65,931,000 |
| Total capital | 66,581,000 | 67,228,000 | 68,178,000 | 69,885,000 |
| Risk-weighted assets | 420,612,000 | 415,697,000 | 438,601,000 | 437,869,000 |