Call reports 2016
COMMUNITY BANK AND TRUST OF FLORIDA — 2016
What COMMUNITY BANK AND TRUST OF FLORIDA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 667,714,000 | 675,162,000 | 679,937,000 | 645,801,000 |
| Total loans | 264,983,000 | 263,875,000 | 269,225,000 | 272,948,000 |
| Allowance for loan losses | 4,194,000 | 4,219,000 | 4,280,000 | 4,096,000 |
| Securities available for sale | 317,721,000 | 325,838,000 | 332,615,000 | 313,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 605,947,000 | 614,523,000 | 618,130,000 | 588,666,000 |
| Interest-bearing deposits | 420,417,000 | 413,566,000 | 426,522,000 | 421,690,000 |
| Noninterest-bearing deposits | 185,530,000 | 200,957,000 | 191,608,000 | 166,976,000 |
| Equity capital | 59,587,000 | 57,967,000 | 59,150,000 | 54,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,926,000 | 10,026,000 | 15,047,000 | 20,220,000 |
| Interest expense | 433,000 | 858,000 | 1,293,000 | 1,735,000 |
| Net interest income | 4,493,000 | 9,168,000 | 13,754,000 | 18,485,000 |
| Noninterest income | 1,019,000 | 2,324,000 | 3,373,000 | 4,432,000 |
| Noninterest expense | 3,999,000 | 8,057,000 | 12,176,000 | 16,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,541,000 | 3,485,000 | 5,001,000 | 6,782,000 |
| Income tax | 356,000 | 860,000 | 1,181,000 | 1,628,000 |
| Net income | 1,185,000 | 2,625,000 | 3,820,000 | 5,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,477,000 | 53,918,000 | 55,112,000 | 56,446,000 |
| Total capital | 60,671,000 | 58,137,000 | 59,392,000 | 60,542,000 |
| Risk-weighted assets | 385,394,000 | 349,084,000 | 361,615,000 | 370,451,000 |