Call reports 2015
COMMUNITY BANK AND TRUST OF FLORIDA — 2015
What COMMUNITY BANK AND TRUST OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 612,463,000 | 623,353,000 | 621,869,000 | 624,319,000 |
| Total loans | 273,452,000 | 268,824,000 | 259,118,000 | 266,081,000 |
| Allowance for loan losses | 5,499,000 | 5,347,000 | 4,261,000 | 4,127,000 |
| Securities available for sale | 265,517,000 | 272,834,000 | 297,064,000 | 297,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,404,000 | 560,175,000 | 563,446,000 | 565,120,000 |
| Interest-bearing deposits | 422,079,000 | 417,326,000 | 419,160,000 | 419,190,000 |
| Noninterest-bearing deposits | 125,325,000 | 142,849,000 | 144,286,000 | 145,930,000 |
| Equity capital | 62,773,000 | 61,370,000 | 56,469,000 | 57,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,794,000 | 9,655,000 | 14,472,000 | 19,386,000 |
| Interest expense | 445,000 | 886,000 | 1,328,000 | 1,764,000 |
| Net interest income | 4,349,000 | 8,769,000 | 13,144,000 | 17,622,000 |
| Noninterest income | 967,000 | 2,028,000 | 2,992,000 | 4,036,000 |
| Noninterest expense | 3,784,000 | 7,681,000 | 11,862,000 | 15,886,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,535,000 | 3,185,000 | 4,360,000 | 5,900,000 |
| Income tax | 275,000 | 663,000 | 839,000 | 1,209,000 |
| Net income | 1,260,000 | 2,522,000 | 3,521,000 | 4,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,831,000 | 59,204,000 | 53,632,000 | 55,992,000 |
| Total capital | 64,154,000 | 63,509,000 | 57,855,000 | 60,119,000 |
| Risk-weighted assets | 344,664,000 | 342,145,000 | 337,095,000 | 340,346,000 |