Call reports 2014
COMMUNITY BANK AND TRUST OF FLORIDA — 2014
What COMMUNITY BANK AND TRUST OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 609,221,000 | 620,370,000 | 598,508,000 | 607,827,000 |
| Total loans | 258,352,000 | 253,754,000 | 255,438,000 | 258,211,000 |
| Allowance for loan losses | 7,287,000 | 7,222,000 | 5,742,000 | 5,344,000 |
| Securities available for sale | 267,553,000 | 290,342,000 | 285,992,000 | 273,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,142,000 | 553,747,000 | 538,150,000 | 520,872,000 |
| Interest-bearing deposits | 442,671,000 | 432,844,000 | 430,472,000 | 410,848,000 |
| Noninterest-bearing deposits | 101,471,000 | 120,903,000 | 107,678,000 | 110,024,000 |
| Equity capital | 62,594,000 | 64,893,000 | 58,187,000 | 59,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,873,000 | 9,809,000 | 14,704,000 | 19,549,000 |
| Interest expense | 523,000 | 1,076,000 | 1,578,000 | 2,042,000 |
| Net interest income | 4,350,000 | 8,733,000 | 13,126,000 | 17,507,000 |
| Noninterest income | 859,000 | 1,725,000 | 2,630,000 | 3,597,000 |
| Noninterest expense | 3,624,000 | 7,314,000 | 11,099,000 | 14,798,000 |
| Provision for loan losses | 50,000 | 50,000 | -1,750,000 | -1,750,000 |
| Pretax income | 1,539,000 | 3,098,000 | 6,505,000 | 8,150,000 |
| Income tax | 387,000 | 776,000 | 1,844,000 | 2,183,000 |
| Net income | 1,152,000 | 2,322,000 | 4,661,000 | 5,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,932,000 | 65,952,000 | 58,291,000 | 58,847,000 |
| Total capital | 68,929,000 | 70,009,000 | 62,316,000 | 62,914,000 |
| Risk-weighted assets | 316,473,000 | 321,429,000 | 320,255,000 | 324,086,000 |