Call reports 2013
COMMUNITY BANK AND TRUST OF FLORIDA — 2013
What COMMUNITY BANK AND TRUST OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 584,936,000 | 602,887,000 | 606,751,000 | 581,758,000 |
| Total loans | 273,207,000 | 265,622,000 | 259,721,000 | 266,632,000 |
| Allowance for loan losses | 8,938,000 | 7,758,000 | 8,232,000 | 7,426,000 |
| Securities available for sale | 237,303,000 | 259,572,000 | 265,512,000 | 257,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,588,000 | 533,515,000 | 538,056,000 | 519,391,000 |
| Interest-bearing deposits | 429,734,000 | 436,626,000 | 437,954,000 | 424,821,000 |
| Noninterest-bearing deposits | 80,854,000 | 96,889,000 | 100,102,000 | 94,570,000 |
| Equity capital | 72,403,000 | 67,629,000 | 66,861,000 | 60,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,060,000 | 10,058,000 | 14,993,000 | 19,929,000 |
| Interest expense | 608,000 | 1,222,000 | 1,799,000 | 2,351,000 |
| Net interest income | 4,452,000 | 8,836,000 | 13,194,000 | 17,578,000 |
| Noninterest income | 974,000 | 1,947,000 | 2,795,000 | 3,883,000 |
| Noninterest expense | 3,380,000 | 6,766,000 | 10,108,000 | 13,613,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,332,000 |
| Pretax income | 1,779,000 | 3,542,000 | 5,106,000 | 6,647,000 |
| Income tax | 534,000 | 1,048,000 | 1,464,000 | 1,871,000 |
| Net income | 1,245,000 | 2,494,000 | 3,642,000 | 4,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,265,000 | 69,913,000 | 70,587,000 | 64,721,000 |
| Total capital | 73,284,000 | 73,962,000 | 74,599,000 | 68,786,000 |
| Risk-weighted assets | 316,597,000 | 320,175,000 | 316,764,000 | 321,830,000 |