Call reports 2012
COMMUNITY BANK AND TRUST OF FLORIDA — 2012
What COMMUNITY BANK AND TRUST OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 547,975,000 | 549,443,000 | 550,840,000 | 568,953,000 |
| Total loans | 289,978,000 | 274,948,000 | 275,232,000 | 275,845,000 |
| Allowance for loan losses | 9,072,000 | 9,104,000 | 8,761,000 | 8,798,000 |
| Securities available for sale | 205,880,000 | 219,759,000 | 215,543,000 | 233,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,450,000 | 478,134,000 | 477,766,000 | 494,779,000 |
| Interest-bearing deposits | 417,002,000 | 401,288,000 | 404,786,000 | 421,608,000 |
| Noninterest-bearing deposits | 62,448,000 | 76,846,000 | 72,980,000 | 73,171,000 |
| Equity capital | 66,972,000 | 69,236,000 | 70,964,000 | 72,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,419,000 | 10,760,000 | 15,894,000 | 21,097,000 |
| Interest expense | 825,000 | 1,549,000 | 2,208,000 | 2,850,000 |
| Net interest income | 4,594,000 | 9,211,000 | 13,686,000 | 18,247,000 |
| Noninterest income | 897,000 | 1,353,000 | 2,314,000 | 3,344,000 |
| Noninterest expense | 3,011,000 | 6,096,000 | 9,433,000 | 12,778,000 |
| Provision for loan losses | 1,350,000 | 2,250,000 | 2,500,000 | 2,650,000 |
| Pretax income | 1,130,000 | 2,969,000 | 4,908,000 | 7,258,000 |
| Income tax | 335,000 | 926,000 | 1,527,000 | 2,290,000 |
| Net income | 795,000 | 2,043,000 | 3,381,000 | 4,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,197,000 | 65,445,000 | 66,783,000 | 68,370,000 |
| Total capital | 68,257,000 | 69,398,000 | 70,732,000 | 72,372,000 |
| Risk-weighted assets | 319,811,000 | 311,115,000 | 311,082,000 | 315,402,000 |