Call reports 2011
COMMUNITY BANK AND TRUST OF FLORIDA — 2011
What COMMUNITY BANK AND TRUST OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 549,613,000 | 557,450,000 | 560,036,000 | 543,238,000 |
| Total loans | 320,104,000 | 312,394,000 | 303,057,000 | 296,348,000 |
| Allowance for loan losses | 7,113,000 | 7,046,000 | 7,213,000 | 7,939,000 |
| Securities available for sale | 152,099,000 | 172,044,000 | 194,843,000 | 189,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,606,000 | 498,426,000 | 492,363,000 | 475,179,000 |
| Interest-bearing deposits | 431,155,000 | 441,431,000 | 431,634,000 | 416,620,000 |
| Noninterest-bearing deposits | 56,451,000 | 56,995,000 | 60,729,000 | 58,559,000 |
| Equity capital | 45,859,000 | 47,852,000 | 65,957,000 | 66,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,785,000 | 11,496,000 | 17,266,000 | 22,955,000 |
| Interest expense | 1,399,000 | 2,675,000 | 3,796,000 | 4,717,000 |
| Net interest income | 4,386,000 | 8,821,000 | 13,470,000 | 18,238,000 |
| Noninterest income | 623,000 | 1,177,000 | 1,909,000 | 2,014,000 |
| Noninterest expense | 3,000,000 | 5,890,000 | 9,104,000 | 11,987,000 |
| Provision for loan losses | 2,300,000 | 4,450,000 | 5,950,000 | 7,200,000 |
| Pretax income | -291,000 | -132,000 | 1,677,000 | 3,501,000 |
| Income tax | -222,000 | -269,000 | 307,000 | 898,000 |
| Net income | -69,000 | 137,000 | 1,370,000 | 2,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,364,000 | 45,640,000 | 62,174,000 | 63,401,000 |
| Total capital | 47,599,000 | 49,606,000 | 66,344,000 | 67,505,000 |
| Risk-weighted assets | 335,939,000 | 314,178,000 | 330,524,000 | 324,504,000 |