Call reports 2010
COMMUNITY BANK AND TRUST OF FLORIDA — 2010
What COMMUNITY BANK AND TRUST OF FLORIDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 548,159,000 | 544,300,000 | 546,541,000 | 536,513,000 |
| Total loans | 355,579,000 | 348,326,000 | 337,341,000 | 334,456,000 |
| Allowance for loan losses | 6,545,000 | 7,634,000 | 7,480,000 | 7,482,000 |
| Securities available for sale | 110,270,000 | 135,006,000 | 140,673,000 | 156,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,925,000 | 488,340,000 | 483,440,000 | 475,793,000 |
| Interest-bearing deposits | 434,569,000 | 432,539,000 | 434,624,000 | 433,037,000 |
| Noninterest-bearing deposits | 58,356,000 | 55,801,000 | 48,816,000 | 42,756,000 |
| Equity capital | 39,121,000 | 39,849,000 | 46,852,000 | 44,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,189,000 | 12,432,000 | 18,564,000 | 24,415,000 |
| Interest expense | 2,064,000 | 3,973,000 | 5,717,000 | 7,273,000 |
| Net interest income | 4,125,000 | 8,459,000 | 12,847,000 | 17,142,000 |
| Noninterest income | 723,000 | 1,457,000 | 2,188,000 | 2,957,000 |
| Noninterest expense | 2,868,000 | 5,833,000 | 8,910,000 | 12,452,000 |
| Provision for loan losses | 1,750,000 | 3,880,000 | 5,380,000 | 7,100,000 |
| Pretax income | 230,000 | 533,000 | 1,075,000 | 894,000 |
| Income tax | -27,000 | -29,000 | 34,000 | -149,000 |
| Net income | 257,000 | 562,000 | 1,041,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,489,000 | 38,714,000 | 44,194,000 | 44,198,000 |
| Total capital | 43,053,000 | 43,272,000 | 48,568,000 | 48,577,000 |
| Risk-weighted assets | 363,125,000 | 361,561,000 | 346,800,000 | 347,229,000 |