Call reports 2009
COMMUNITY BANK AND TRUST OF FLORIDA — 2009
What COMMUNITY BANK AND TRUST OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 499,836,000 | 522,439,000 | 521,900,000 | 525,207,000 |
| Total loans | 350,990,000 | 355,608,000 | 366,815,000 | 370,080,000 |
| Allowance for loan losses | 4,810,000 | 5,238,000 | 6,102,000 | 6,820,000 |
| Securities available for sale | 86,199,000 | 106,575,000 | 103,666,000 | 99,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,047,000 | 468,137,000 | 465,630,000 | 469,661,000 |
| Interest-bearing deposits | 406,100,000 | 428,056,000 | 420,602,000 | 426,351,000 |
| Noninterest-bearing deposits | 39,947,000 | 40,081,000 | 45,028,000 | 43,310,000 |
| Equity capital | 36,749,000 | 36,910,000 | 39,060,000 | 38,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,993,000 | 12,338,000 | 18,777,000 | 25,193,000 |
| Interest expense | 2,998,000 | 5,925,000 | 8,645,000 | 11,012,000 |
| Net interest income | 2,995,000 | 6,413,000 | 10,132,000 | 14,181,000 |
| Noninterest income | 699,000 | 1,363,000 | 2,138,000 | 2,902,000 |
| Noninterest expense | 2,578,000 | 5,611,000 | 8,249,000 | 11,058,000 |
| Provision for loan losses | 625,000 | 1,253,000 | 2,253,000 | 3,753,000 |
| Pretax income | 491,000 | 909,000 | 1,783,000 | 2,755,000 |
| Income tax | 79,000 | 125,000 | 339,000 | 608,000 |
| Net income | 412,000 | 784,000 | 1,444,000 | 2,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,545,000 | 36,919,000 | 37,606,000 | 38,312,000 |
| Total capital | 41,115,000 | 41,566,000 | 42,242,000 | 42,992,000 |
| Risk-weighted assets | 365,391,000 | 371,135,000 | 369,416,000 | 372,223,000 |