Call reports 2023
GREENFIELD BANKING COMPANY — 2023
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 104,186,000 | 114,579,000 | 118,893,000 | 126,221,000 |
| Total loans | 73,430,000 | 77,014,000 | 81,959,000 | 83,494,000 |
| Allowance for loan losses | 773,000 | 808,000 | 968,000 | 999,000 |
| Securities available for sale | 15,021,000 | 22,019,000 | 22,397,000 | 27,723,000 |
| Securities held to maturity | 4,229,000 | 4,107,000 | 4,065,000 | 3,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,294,000 | 102,617,000 | 109,358,000 | 115,323,000 |
| Interest-bearing deposits | 80,054,000 | 88,935,000 | 94,117,000 | 100,692,000 |
| Noninterest-bearing deposits | 14,240,000 | 13,682,000 | 15,241,000 | 14,631,000 |
| Equity capital | 8,512,000 | 8,491,000 | 8,016,000 | 9,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 2,814,000 | 4,556,000 | 6,459,000 |
| Interest expense | 460,000 | 1,069,000 | 1,855,000 | 2,767,000 |
| Net interest income | 840,000 | 1,745,000 | 2,701,000 | 3,692,000 |
| Noninterest income | 57,000 | 110,000 | 166,000 | 228,000 |
| Noninterest expense | 587,000 | 1,167,000 | 1,800,000 | 2,456,000 |
| Provision for loan losses | 0 | 0 | 137,000 | 137,000 |
| Pretax income | 310,000 | 688,000 | 930,000 | 1,327,000 |
| Income tax | 84,000 | 186,000 | 251,000 | 276,000 |
| Net income | 226,000 | 502,000 | 679,000 | 1,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,570,000 | 9,808,000 | 9,944,000 | 9,990,000 |
| Total capital | 10,343,000 | 10,616,000 | 10,912,000 | 10,989,000 |
| Risk-weighted assets | 75,283,000 | 86,591,000 | 84,058,000 | 90,810,000 |