Call reports 2022
GREENFIELD BANKING COMPANY — 2022
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 92,842,000 | 96,010,000 | 96,445,000 | 98,496,000 |
| Total loans | 65,511,000 | 69,194,000 | 70,988,000 | 71,061,000 |
| Allowance for loan losses | 807,000 | 872,000 | 740,000 | 763,000 |
| Securities available for sale | 13,197,000 | 12,929,000 | 10,241,000 | 12,842,000 |
| Securities held to maturity | 4,494,000 | 4,572,000 | 4,303,000 | 4,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,263,000 | 84,735,000 | 84,974,000 | 88,668,000 |
| Interest-bearing deposits | 68,663,000 | 71,042,000 | 70,052,000 | 75,635,000 |
| Noninterest-bearing deposits | 14,600,000 | 13,692,000 | 14,922,000 | 13,034,000 |
| Equity capital | 8,313,000 | 7,955,000 | 8,038,000 | 8,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,853,000 | 2,933,000 | 4,087,000 |
| Interest expense | 142,000 | 288,000 | 480,000 | 768,000 |
| Net interest income | 751,000 | 1,565,000 | 2,453,000 | 3,319,000 |
| Noninterest income | 70,000 | 150,000 | 242,000 | 292,000 |
| Noninterest expense | 537,000 | 1,081,000 | 1,645,000 | 2,229,000 |
| Provision for loan losses | 0 | 0 | -150,000 | -150,000 |
| Pretax income | 284,000 | 634,000 | 1,045,000 | 1,377,000 |
| Income tax | 76,000 | 170,000 | 281,000 | 329,000 |
| Net income | 208,000 | 464,000 | 764,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,886,000 | 9,121,000 | 9,250,000 | 9,379,000 |
| Total capital | 9,693,000 | 9,993,000 | 9,990,000 | 10,142,000 |
| Risk-weighted assets | 73,185,000 | 76,917,000 | 74,113,000 | 79,783,000 |