Call reports 2021
GREENFIELD BANKING COMPANY — 2021
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 79,042,000 | 81,638,000 | 85,345,000 | 89,211,000 |
| Total loans | 51,944,000 | 54,876,000 | 58,934,000 | 60,456,000 |
| Allowance for loan losses | 804,000 | 830,000 | 734,000 | 794,000 |
| Securities available for sale | 18,129,000 | 17,923,000 | 17,208,000 | 17,772,000 |
| Securities held to maturity | 145,000 | 145,000 | 145,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,346,000 | 72,948,000 | 75,566,000 | 79,102,000 |
| Interest-bearing deposits | 58,801,000 | 59,675,000 | 63,172,000 | 65,470,000 |
| Noninterest-bearing deposits | 12,545,000 | 13,273,000 | 12,394,000 | 13,632,000 |
| Equity capital | 6,358,000 | 6,576,000 | 6,764,000 | 8,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,627,000 | 2,473,000 | 3,376,000 |
| Interest expense | 171,000 | 321,000 | 467,000 | 611,000 |
| Net interest income | 608,000 | 1,306,000 | 2,006,000 | 2,765,000 |
| Noninterest income | 66,000 | 108,000 | 153,000 | 170,000 |
| Noninterest expense | 439,000 | 936,000 | 1,473,000 | 2,019,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 235,000 | 478,000 | 686,000 | 916,000 |
| Income tax | 63,000 | 129,000 | 185,000 | 192,000 |
| Net income | 172,000 | 349,000 | 501,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,425,000 | 6,576,000 | 6,725,000 | 8,677,000 |
| Total capital | 7,156,000 | 7,334,000 | 7,459,000 | 9,471,000 |
| Risk-weighted assets | 58,415,000 | 60,573,000 | 62,854,000 | 67,243,000 |