Call reports 2020
GREENFIELD BANKING COMPANY — 2020
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 68,593,000 | 72,009,000 | 72,779,000 | 77,494,000 |
| Total loans | 50,608,000 | 52,349,000 | 52,711,000 | 52,611,000 |
| Allowance for loan losses | 746,000 | 892,000 | 931,000 | 770,000 |
| Securities available for sale | 4,101,000 | 7,159,000 | 7,713,000 | 9,898,000 |
| Securities held to maturity | 245,000 | 145,000 | 145,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,803,000 | 64,078,000 | 64,745,000 | 69,469,000 |
| Interest-bearing deposits | 51,381,000 | 53,380,000 | 53,545,000 | 57,480,000 |
| Noninterest-bearing deposits | 9,421,000 | 10,698,000 | 11,200,000 | 11,989,000 |
| Equity capital | 6,113,000 | 6,347,000 | 6,465,000 | 6,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,615,000 | 2,437,000 | 3,238,000 |
| Interest expense | 209,000 | 419,000 | 618,000 | 804,000 |
| Net interest income | 601,000 | 1,196,000 | 1,819,000 | 2,434,000 |
| Noninterest income | 87,000 | 269,000 | 317,000 | 364,000 |
| Noninterest expense | 592,000 | 1,079,000 | 1,579,000 | 2,076,000 |
| Provision for loan losses | 0 | 79,000 | 79,000 | 79,000 |
| Pretax income | 96,000 | 307,000 | 478,000 | 643,000 |
| Income tax | 27,000 | 95,000 | 141,000 | 199,000 |
| Net income | 69,000 | 212,000 | 337,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,113,000 | 6,238,000 | 6,343,000 | 6,195,000 |
| Total capital | 6,829,000 | 7,076,000 | 7,193,000 | 6,931,000 |
| Risk-weighted assets | 57,241,000 | 66,969,000 | 67,879,000 | 58,808,000 |