Call reports 2019
GREENFIELD BANKING COMPANY — 2019
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 61,779,000 | 62,882,000 | 64,239,000 | 66,232,000 |
| Total loans | 47,983,000 | 50,693,000 | 52,134,000 | 50,048,000 |
| Allowance for loan losses | 688,000 | 679,000 | 698,000 | 664,000 |
| Securities available for sale | 3,825,000 | 3,763,000 | 3,665,000 | 3,463,000 |
| Securities held to maturity | 621,000 | 346,000 | 345,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,268,000 | 55,225,000 | 56,345,000 | 58,225,000 |
| Interest-bearing deposits | 44,588,000 | 45,080,000 | 46,760,000 | 48,898,000 |
| Noninterest-bearing deposits | 9,680,000 | 10,144,000 | 9,585,000 | 9,327,000 |
| Equity capital | 5,884,000 | 6,047,000 | 6,200,000 | 6,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,561,000 | 2,412,000 | 3,256,000 |
| Interest expense | 162,000 | 342,000 | 537,000 | 746,000 |
| Net interest income | 588,000 | 1,219,000 | 1,875,000 | 2,510,000 |
| Noninterest income | 43,000 | 82,000 | 120,000 | 160,000 |
| Noninterest expense | 433,000 | 901,000 | 1,371,000 | 1,873,000 |
| Provision for loan losses | 0 | 0 | 17,000 | 47,000 |
| Pretax income | 198,000 | 400,000 | 607,000 | 750,000 |
| Income tax | 53,000 | 108,000 | 164,000 | 196,000 |
| Net income | 145,000 | 292,000 | 443,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,920,000 | 6,040,000 | 6,189,000 | 6,048,000 |
| Total capital | 6,571,000 | 6,719,000 | 6,887,000 | 6,712,000 |
| Risk-weighted assets | 52,029,000 | 58,034,000 | 59,238,000 | 56,102,000 |