Call reports 2018
GREENFIELD BANKING COMPANY — 2018
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,561,000 | 58,692,000 | 61,365,000 | 60,372,000 |
| Total loans | 45,945,000 | 49,701,000 | 52,381,000 | 51,603,000 |
| Allowance for loan losses | 520,000 | 559,000 | 621,000 | 683,000 |
| Securities available for sale | 2,966,000 | 3,455,000 | 3,348,000 | 3,394,000 |
| Securities held to maturity | 1,280,000 | 828,000 | 722,000 | 621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,495,000 | 48,635,000 | 51,315,000 | 52,860,000 |
| Interest-bearing deposits | 37,753,000 | 39,408,000 | 41,825,000 | 42,693,000 |
| Noninterest-bearing deposits | 9,743,000 | 9,227,000 | 9,490,000 | 10,167,000 |
| Equity capital | 6,245,000 | 6,331,000 | 6,423,000 | 5,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,324,000 | 2,079,000 | 2,840,000 |
| Interest expense | 91,000 | 186,000 | 311,000 | 446,000 |
| Net interest income | 517,000 | 1,138,000 | 1,768,000 | 2,394,000 |
| Noninterest income | 94,000 | 118,000 | 163,000 | 198,000 |
| Noninterest expense | 421,000 | 860,000 | 1,314,000 | 1,807,000 |
| Provision for loan losses | 45,000 | 121,000 | 186,000 | 988,000 |
| Pretax income | 145,000 | 275,000 | 431,000 | -203,000 |
| Income tax | 28,000 | 65,000 | 107,000 | -54,000 |
| Net income | 117,000 | 210,000 | 324,000 | -149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,315,000 | 6,410,000 | 6,511,000 | 5,784,000 |
| Total capital | 6,835,000 | 6,969,000 | 7,132,000 | 6,455,000 |
| Risk-weighted assets | 47,722,000 | 54,845,000 | 54,772,000 | 53,646,000 |