Call reports 2017
GREENFIELD BANKING COMPANY — 2017
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 53,739,000 | 53,389,000 | 53,789,000 | 55,634,000 |
| Total loans | 42,065,000 | 42,998,000 | 43,529,000 | 44,147,000 |
| Allowance for loan losses | 466,000 | 470,000 | 478,000 | 477,000 |
| Securities available for sale | 3,586,000 | 3,504,000 | 3,236,000 | 3,094,000 |
| Securities held to maturity | 1,551,000 | 1,459,000 | 1,458,000 | 1,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,028,000 | 44,683,000 | 44,939,000 | 47,201,000 |
| Interest-bearing deposits | 36,479,000 | 36,479,000 | 36,793,000 | 38,379,000 |
| Noninterest-bearing deposits | 8,549,000 | 8,204,000 | 8,146,000 | 8,822,000 |
| Equity capital | 6,314,000 | 6,405,000 | 6,509,000 | 6,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,254,000 | 1,922,000 | 2,580,000 |
| Interest expense | 90,000 | 180,000 | 273,000 | 367,000 |
| Net interest income | 522,000 | 1,074,000 | 1,649,000 | 2,213,000 |
| Noninterest income | 44,000 | 93,000 | 144,000 | 203,000 |
| Noninterest expense | 410,000 | 815,000 | 1,274,000 | 1,944,000 |
| Provision for loan losses | 0 | 0 | 11,000 | 11,000 |
| Pretax income | 156,000 | 352,000 | 508,000 | 461,000 |
| Income tax | 53,000 | 167,000 | 219,000 | 260,000 |
| Net income | 103,000 | 185,000 | 289,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,363,000 | 6,413,000 | 6,509,000 | 6,178,000 |
| Total capital | 6,829,000 | 6,883,000 | 6,987,000 | 6,655,000 |
| Risk-weighted assets | 45,296,000 | 42,766,000 | 44,006,000 | 46,691,000 |