Call reports 2016
GREENFIELD BANKING COMPANY — 2016
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 54,057,000 | 53,227,000 | 53,651,000 | 53,858,000 |
| Total loans | 40,488,000 | 40,667,000 | 40,964,000 | 39,608,000 |
| Allowance for loan losses | 435,000 | 475,000 | 486,000 | 449,000 |
| Securities available for sale | 2,645,000 | 2,862,000 | 3,021,000 | 3,239,000 |
| Securities held to maturity | 3,057,000 | 2,019,000 | 1,766,000 | 1,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,302,000 | 44,438,000 | 44,707,000 | 44,998,000 |
| Interest-bearing deposits | 37,431,000 | 36,944,000 | 36,637,000 | 36,980,000 |
| Noninterest-bearing deposits | 7,871,000 | 7,494,000 | 8,070,000 | 8,018,000 |
| Equity capital | 6,279,000 | 6,318,000 | 6,444,000 | 6,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,181,000 | 1,789,000 | 2,398,000 |
| Interest expense | 86,000 | 174,000 | 262,000 | 353,000 |
| Net interest income | 507,000 | 1,007,000 | 1,527,000 | 2,045,000 |
| Noninterest income | 51,000 | 120,000 | 178,000 | 217,000 |
| Noninterest expense | 429,000 | 851,000 | 1,284,000 | 1,694,000 |
| Provision for loan losses | 8,000 | 70,000 | 80,000 | 160,000 |
| Pretax income | 121,000 | 206,000 | 341,000 | 408,000 |
| Income tax | 23,000 | 63,000 | 68,000 | 80,000 |
| Net income | 98,000 | 143,000 | 273,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,279,000 | 6,318,000 | 6,444,000 | 6,274,000 |
| Total capital | 6,714,000 | 6,793,000 | 6,930,000 | 6,723,000 |
| Risk-weighted assets | 45,923,000 | 46,078,000 | 46,965,000 | 45,793,000 |