Call reports 2015
GREENFIELD BANKING COMPANY — 2015
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 51,394,000 | 51,583,000 | 51,349,000 | 53,029,000 |
| Total loans | 39,954,000 | 40,863,000 | 40,780,000 | 41,059,000 |
| Allowance for loan losses | 401,000 | 444,000 | 445,000 | 425,000 |
| Securities available for sale | 102,000 | 599,000 | 1,428,000 | 2,478,000 |
| Securities held to maturity | 3,525,000 | 3,512,000 | 3,357,000 | 3,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,522,000 | 42,691,000 | 42,367,000 | 43,916,000 |
| Interest-bearing deposits | 35,640,000 | 35,710,000 | 35,577,000 | 36,323,000 |
| Noninterest-bearing deposits | 6,882,000 | 6,981,000 | 6,790,000 | 7,593,000 |
| Equity capital | 6,209,000 | 6,256,000 | 6,369,000 | 6,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,185,000 | 1,799,000 | 2,402,000 |
| Interest expense | 83,000 | 165,000 | 250,000 | 335,000 |
| Net interest income | 490,000 | 1,020,000 | 1,549,000 | 2,067,000 |
| Noninterest income | 53,000 | 83,000 | 133,000 | 188,000 |
| Noninterest expense | 420,000 | 836,000 | 1,261,000 | 1,717,000 |
| Provision for loan losses | 17,000 | 56,000 | 56,000 | 56,000 |
| Pretax income | 106,000 | 211,000 | 365,000 | 482,000 |
| Income tax | 18,000 | 59,000 | 98,000 | 161,000 |
| Net income | 88,000 | 152,000 | 267,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,208,000 | 6,256,000 | 6,369,000 | 6,174,000 |
| Total capital | 6,208,000 | 6,700,000 | 6,814,000 | 6,599,000 |
| Risk-weighted assets | 51,394,000 | 38,039,000 | 46,022,000 | 46,463,000 |