Call reports 2014
GREENFIELD BANKING COMPANY — 2014
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 50,025,000 | 48,829,000 | 50,265,000 | 51,500,000 |
| Total loans | 38,221,000 | 39,910,000 | 40,082,000 | 40,303,000 |
| Allowance for loan losses | 360,000 | 335,000 | 380,000 | 403,000 |
| Securities available for sale | 220,000 | 104,000 | 103,000 | 103,000 |
| Securities held to maturity | 5,846,000 | 4,523,000 | 4,396,000 | 4,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,701,000 | 39,533,000 | 40,959,000 | 42,202,000 |
| Interest-bearing deposits | 33,278,000 | 32,536,000 | 33,434,000 | 35,021,000 |
| Noninterest-bearing deposits | 7,423,000 | 6,997,000 | 7,525,000 | 7,181,000 |
| Equity capital | 6,244,000 | 6,273,000 | 6,303,000 | 6,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,187,000 | 1,790,000 | 2,399,000 |
| Interest expense | 83,000 | 164,000 | 244,000 | 328,000 |
| Net interest income | 506,000 | 1,023,000 | 1,546,000 | 2,071,000 |
| Noninterest income | 57,000 | 80,000 | 133,000 | 189,000 |
| Noninterest expense | 403,000 | 823,000 | 1,270,000 | 1,696,000 |
| Provision for loan losses | 0 | 27,000 | 85,000 | 121,000 |
| Pretax income | 160,000 | 253,000 | 324,000 | 443,000 |
| Income tax | 46,000 | 93,000 | 134,000 | 186,000 |
| Net income | 114,000 | 160,000 | 190,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,242,000 | 6,271,000 | 6,302,000 | 6,121,000 |
| Total capital | 6,602,000 | 6,606,000 | 6,682,000 | 6,524,000 |
| Risk-weighted assets | 46,479,000 | 46,691,000 | 47,142,000 | 47,440,000 |