Call reports 2013
GREENFIELD BANKING COMPANY — 2013
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 51,730,000 | 51,065,000 | 50,922,000 | 50,289,000 |
| Total loans | 38,198,000 | 38,568,000 | 40,128,000 | 38,977,000 |
| Allowance for loan losses | 386,000 | 415,000 | 451,000 | 393,000 |
| Securities available for sale | 408,000 | 275,000 | 273,000 | 221,000 |
| Securities held to maturity | 5,510,000 | 5,720,000 | 6,091,000 | 6,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,502,000 | 41,781,000 | 41,574,000 | 40,867,000 |
| Interest-bearing deposits | 34,559,000 | 33,587,000 | 33,885,000 | 33,290,000 |
| Noninterest-bearing deposits | 7,943,000 | 8,194,000 | 7,689,000 | 7,577,000 |
| Equity capital | 6,074,000 | 6,174,000 | 6,281,000 | 6,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,240,000 | 1,873,000 | 2,487,000 |
| Interest expense | 100,000 | 199,000 | 290,000 | 377,000 |
| Net interest income | 507,000 | 1,041,000 | 1,583,000 | 2,110,000 |
| Noninterest income | 42,000 | 94,000 | 137,000 | 182,000 |
| Noninterest expense | 415,000 | 794,000 | 1,199,000 | 1,639,000 |
| Provision for loan losses | 37,000 | 92,000 | 132,000 | 142,000 |
| Pretax income | 97,000 | 249,000 | 389,000 | 511,000 |
| Income tax | 38,000 | 72,000 | 105,000 | 177,000 |
| Net income | 59,000 | 177,000 | 284,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,068,000 | 6,169,000 | 6,277,000 | 6,088,000 |
| Total capital | 6,454,000 | 6,584,000 | 6,728,000 | 6,481,000 |
| Risk-weighted assets | 46,341,000 | 46,724,000 | 48,057,000 | 47,096,000 |