Call reports 2012
GREENFIELD BANKING COMPANY — 2012
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,743,000 | 51,024,000 | 50,466,000 | 51,901,000 |
| Total loans | 37,674,000 | 38,359,000 | 37,247,000 | 36,668,000 |
| Allowance for loan losses | 302,000 | 353,000 | 361,000 | 380,000 |
| Securities available for sale | 866,000 | 730,000 | 685,000 | 581,000 |
| Securities held to maturity | 5,498,000 | 5,232,000 | 5,031,000 | 5,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,912,000 | 41,141,000 | 40,832,000 | 42,271,000 |
| Interest-bearing deposits | 34,411,000 | 34,138,000 | 33,670,000 | 34,589,000 |
| Noninterest-bearing deposits | 6,501,000 | 7,003,000 | 7,162,000 | 7,682,000 |
| Equity capital | 6,081,000 | 6,171,000 | 6,291,000 | 6,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,259,000 | 1,900,000 | 2,498,000 |
| Interest expense | 128,000 | 246,000 | 355,000 | 458,000 |
| Net interest income | 493,000 | 1,013,000 | 1,545,000 | 2,040,000 |
| Noninterest income | 47,000 | 91,000 | 142,000 | 181,000 |
| Noninterest expense | 405,000 | 791,000 | 1,178,000 | 1,565,000 |
| Provision for loan losses | 28,000 | 63,000 | 98,000 | 159,000 |
| Pretax income | 107,000 | 250,000 | 411,000 | 497,000 |
| Income tax | 33,000 | 68,000 | 107,000 | 217,000 |
| Net income | 74,000 | 182,000 | 304,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,067,000 | 6,159,000 | 6,281,000 | 6,009,000 |
| Total capital | 6,369,000 | 6,512,000 | 6,642,000 | 6,389,000 |
| Risk-weighted assets | 45,432,000 | 45,692,000 | 44,641,000 | 45,056,000 |