Call reports 2011
GREENFIELD BANKING COMPANY — 2011
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 49,936,000 | 51,169,000 | 52,021,000 | 53,008,000 |
| Total loans | 35,856,000 | 36,371,000 | 36,491,000 | 36,877,000 |
| Allowance for loan losses | 383,000 | 379,000 | 380,000 | 267,000 |
| Securities available for sale | 1,519,000 | 911,000 | 874,000 | 869,000 |
| Securities held to maturity | 7,115,000 | 6,764,000 | 5,912,000 | 5,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,048,000 | 41,337,000 | 41,861,000 | 42,930,000 |
| Interest-bearing deposits | 35,080,000 | 35,420,000 | 35,504,000 | 36,238,000 |
| Noninterest-bearing deposits | 4,968,000 | 5,917,000 | 6,357,000 | 6,692,000 |
| Equity capital | 6,016,000 | 6,051,000 | 6,182,000 | 6,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,237,000 | 1,877,000 | 2,500,000 |
| Interest expense | 176,000 | 339,000 | 496,000 | 642,000 |
| Net interest income | 437,000 | 898,000 | 1,381,000 | 1,858,000 |
| Noninterest income | 55,000 | 94,000 | 147,000 | 187,000 |
| Noninterest expense | 401,000 | 803,000 | 1,175,000 | 1,548,000 |
| Provision for loan losses | 5,000 | 19,000 | 19,000 | 29,000 |
| Pretax income | 86,000 | 170,000 | 335,000 | 469,000 |
| Income tax | 33,000 | 66,000 | 99,000 | 156,000 |
| Net income | 53,000 | 104,000 | 236,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,997,000 | 6,033,000 | 6,164,000 | 5,993,000 |
| Total capital | 6,380,000 | 6,412,000 | 6,544,000 | 6,260,000 |
| Risk-weighted assets | 44,071,000 | 43,905,000 | 44,455,000 | 45,108,000 |