Call reports 2025
PEOPLES BANK & TRUST CO. — 2025
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 890,128,000 | 863,035,000 | 863,885,000 | 914,428,000 |
| Total loans | 472,446,000 | 470,550,000 | 475,710,000 | 494,980,000 |
| Allowance for loan losses | 5,099,000 | 5,126,000 | 5,799,000 | 6,910,000 |
| Securities available for sale | 286,261,000 | 288,917,000 | 293,883,000 | 292,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 786,842,000 | 755,709,000 | 751,997,000 | 807,940,000 |
| Interest-bearing deposits | 621,577,000 | 584,815,000 | 580,142,000 | 634,664,000 |
| Noninterest-bearing deposits | 165,265,000 | 170,894,000 | 171,855,000 | 173,276,000 |
| Equity capital | 66,410,000 | 69,275,000 | 74,165,000 | 76,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,258,000 | 22,774,000 | 34,286,000 | 45,729,000 |
| Interest expense | 4,609,000 | 9,063,000 | 13,445,000 | 17,545,000 |
| Net interest income | 6,649,000 | 13,711,000 | 20,841,000 | 28,184,000 |
| Noninterest income | 990,000 | 2,119,000 | 3,164,000 | 4,371,000 |
| Noninterest expense | 4,878,000 | 9,824,000 | 13,362,000 | 18,067,000 |
| Provision for loan losses | 14,000 | 48,000 | 732,000 | 1,858,000 |
| Pretax income | 2,761,000 | 6,006,000 | 9,893,000 | 12,498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,761,000 | 6,006,000 | 9,893,000 | 12,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,921,000 | 86,421,000 | 88,269,000 | 88,743,000 |
| Total capital | 90,231,000 | 91,724,000 | 94,311,000 | 95,938,000 |
| Risk-weighted assets | 715,069,000 | 690,983,000 | 696,351,000 | 716,263,000 |