Call reports 2024
PEOPLES BANK & TRUST CO. — 2024
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 813,598,000 | 829,820,000 | 825,417,000 | 870,212,000 |
| Total loans | 409,233,000 | 420,734,000 | 437,007,000 | 447,434,000 |
| Allowance for loan losses | 4,819,000 | 4,830,000 | 4,836,000 | 5,103,000 |
| Securities available for sale | 301,363,000 | 295,405,000 | 287,133,000 | 283,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 719,580,000 | 732,508,000 | 719,247,000 | 771,284,000 |
| Interest-bearing deposits | 550,399,000 | 552,346,000 | 553,251,000 | 605,658,000 |
| Noninterest-bearing deposits | 169,181,000 | 180,162,000 | 165,996,000 | 165,626,000 |
| Equity capital | 56,695,000 | 59,448,000 | 66,437,000 | 62,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,169,000 | 20,782,000 | 31,588,000 | 42,529,000 |
| Interest expense | 4,211,000 | 8,611,000 | 13,094,000 | 17,702,000 |
| Net interest income | 5,958,000 | 12,171,000 | 18,494,000 | 24,827,000 |
| Noninterest income | 972,000 | 2,019,000 | 3,081,000 | 4,118,000 |
| Noninterest expense | 4,789,000 | 9,560,000 | 14,461,000 | 18,785,000 |
| Provision for loan losses | -2,000 | 27,000 | 33,000 | -99,000 |
| Pretax income | 2,141,000 | 4,630,000 | 7,209,000 | 10,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,141,000 | 4,630,000 | 7,209,000 | 10,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,826,000 | 81,370,000 | 83,006,000 | 83,105,000 |
| Total capital | 84,773,000 | 86,299,000 | 87,935,000 | 88,433,000 |
| Risk-weighted assets | 645,729,000 | 652,335,000 | 656,742,000 | 694,334,000 |