Call reports 2023
PEOPLES BANK & TRUST CO. — 2023
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 738,885,000 | 742,177,000 | 728,207,000 | 805,690,000 |
| Total loans | 373,196,000 | 380,624,000 | 387,341,000 | 397,978,000 |
| Allowance for loan losses | 5,367,000 | 5,381,000 | 5,262,000 | 4,777,000 |
| Securities available for sale | 286,842,000 | 283,795,000 | 290,014,000 | 313,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,338,000 | 678,987,000 | 643,158,000 | 712,530,000 |
| Interest-bearing deposits | 509,682,000 | 513,958,000 | 480,759,000 | 543,171,000 |
| Noninterest-bearing deposits | 166,656,000 | 165,029,000 | 162,399,000 | 169,359,000 |
| Equity capital | 50,433,000 | 50,220,000 | 46,349,000 | 56,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,832,000 | 16,540,000 | 25,545,000 | 34,857,000 |
| Interest expense | 2,049,000 | 4,690,000 | 7,589,000 | 11,091,000 |
| Net interest income | 5,783,000 | 11,850,000 | 17,956,000 | 23,766,000 |
| Noninterest income | 1,131,000 | 2,143,000 | 3,083,000 | 4,058,000 |
| Noninterest expense | 4,486,000 | 9,073,000 | 13,422,000 | 17,569,000 |
| Provision for loan losses | 0 | 0 | -125,000 | -626,000 |
| Pretax income | 2,473,000 | 4,965,000 | 7,661,000 | 10,800,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,473,000 | 4,965,000 | 7,661,000 | 10,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,803,000 | 76,395,000 | 78,192,000 | 78,630,000 |
| Total capital | 80,170,000 | 81,776,000 | 83,579,000 | 83,533,000 |
| Risk-weighted assets | 580,766,000 | 587,425,000 | 615,948,000 | 634,903,000 |