Call reports 2022
PEOPLES BANK & TRUST CO. — 2022
What PEOPLES BANK & TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 767,541,000 | 745,504,000 | 749,955,000 | 745,123,000 |
| Total loans | 348,460,000 | 364,050,000 | 369,533,000 | 380,303,000 |
| Allowance for loan losses | 5,225,000 | 5,246,000 | 5,285,000 | 5,332,000 |
| Securities available for sale | 322,128,000 | 304,912,000 | 291,127,000 | 283,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,363,000 | 687,499,000 | 699,077,000 | 698,384,000 |
| Interest-bearing deposits | 528,639,000 | 524,035,000 | 512,568,000 | 534,467,000 |
| Noninterest-bearing deposits | 162,724,000 | 163,464,000 | 186,509,000 | 163,917,000 |
| Equity capital | 70,872,000 | 52,581,000 | 47,741,000 | 45,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,430,000 | 11,464,000 | 18,113,000 | 25,663,000 |
| Interest expense | 630,000 | 1,244,000 | 2,056,000 | 3,349,000 |
| Net interest income | 4,800,000 | 10,220,000 | 16,057,000 | 22,314,000 |
| Noninterest income | 1,116,000 | 2,125,000 | 3,324,000 | 4,343,000 |
| Noninterest expense | 4,171,000 | 8,406,000 | 12,235,000 | 16,149,000 |
| Provision for loan losses | -500,000 | -500,000 | -500,000 | -500,000 |
| Pretax income | 2,245,000 | 4,439,000 | 7,646,000 | 10,797,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,245,000 | 4,439,000 | 7,646,000 | 10,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,551,000 | 74,145,000 | 76,752,000 | 73,230,000 |
| Total capital | 77,776,000 | 79,391,000 | 82,037,000 | 78,562,000 |
| Risk-weighted assets | 542,929,000 | 569,083,000 | 573,513,000 | 589,703,000 |